🎰 Steam now requires that Paypal has the funds for a game before purchase? :: Help and Tips

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I do not have a credit card. Why do I have to maintain a balance on Paypal now? Did Gaben lose millions of dollars from Russian scammers or something and force this stupidity? I never have. Back in May and any time before then I was able to purchase games on Steam with my Paypal balance at 0 and the funds were automatically drawn from the attached bank account without any delay. My paypal has 0 dollars in it it always does. I will not be able to buy any games during the summer sale now because it takes close to 6 days for my bank to do the manual slow ass bank transfer to a Paypal balance.{/INSERTKEYS}{/PARAGRAPH} When I go to make a purchase through Steam using Paypal I get this message Your card will not be charged unless the transaction amount exceeds your balance. {PARAGRAPH}{INSERTKEYS}So I try to buy a game today. You will need to move funds from your bank account into your PayPal account and use your PayPal balance as the method of payment. Why did this change? I see this in the help files PayPal does not offer transfers directly from your bank account without having a backup credit card tied to the account.